Our 5 Step Process

We believe one of our strengths is our structured and disciplined process.  We have developed a unique method to determine the optimal investment strategies to help our clients realize their goals with minimal acceptable risk.

Step 1

The first step is to conduct an in-depth discovery process in order to gain a thorough understanding of our client's current situation including assets and liabilities, goals and priorities, and to establish a comfortable risk level for any assets to be invested.

Step 2

The second step is to analyze the client's current financial data and prepare a financial statement that shows the "big picture," including current vs. recommended asset allocation, insurance and estate planning strategies, and retirement income needs.


Step 3

The third step is to review our findings with each new client so that they understand the foundation of our customized investment plan and to confirm our interpretation of their current situation and future goals before executing our specific recommendations.


Step 4

The fourth step is to actively manage and regularly monitor performance to help make certain assets are strategically allocated to potentially capitalize on the continuing evolution of the global markets.


Step 5

Finally, we communicate with our clients regularly to determine if there are any changes to their situation or goals, and provide annual performance reports.  When appropriate, we may make recommended adjustments to the investment plan.

*Wachovia Securities does not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences.